Payl8r is a financial technology company that provides flexible finance options for consumers. They offer a payment solution that allows customers to spread the cost of purchases over a period of time. This can be particularly useful for larger purchases, where paying the full price upfront may not be feasible.

The company operates in the retail finance sector and partners with a wide range of businesses, enabling them to offer finance options to their customers. This can help businesses increase their sales and make their products or services more affordable and accessible to a wider range of customers. Payl8r's finance options are designed to be simple and straightforward. Customers can choose to pay in monthly instalments, with terms ranging from 1 to 12 months.

The application process is quick and easy, with instant decisions provided in most cases. One of the key features of Payl8r is its focus on affordability. The company uses an affordability calculator, rather than a credit score, to determine a customer's eligibility for finance.

This means that even if a customer has a poor credit history, they may still be able to access finance if they can demonstrate that they can afford the repayments. Payl8r is regulated by the Financial Conduct Authority (FCA), ensuring that they adhere to strict standards of conduct and provide a fair and transparent service to their customers. They also offer a high level of customer service, with a dedicated team available to answer any questions and provide assistance.

In summary, is a flexible finance provider that offers a simple and straightforward payment solution to both businesses and consumers. Their focus on affordability and customer service, coupled with their easy application process, makes them a popular choice for those looking to spread the cost of purchases.

Concerned about sharing your banking details with Payl8r? (Part of the Application)

This step is a critical fraud check to ensure your banking details match up with your name and card details. You’d prefer them to be checking for fraudulent activity, right?

If you would like to skip this step and discuss your options, please contact Payl8r on the number below for further information.

Tel: 0161 425 6363

The maximum order amount for Payl8r products is £2,500. If you would like to use Payl8r on a purchase over this amount we will need to split your purchase into two orders so that you can use Payl8r on the first £2,500, and any remaining amount you will need to pay for up front via other payment method.